Nov
2
Wondering About Circulated Junk Silver Coins
Filed Under Finance :: Wealth-Building | Leave a Comment
It’s time to get serious about Circulated Junk Silver Coins.
The name doesn’t sound very attractive, but it turns out circulated silver is a great investment.
I’ve been researching silver Roosevelt dimes for a while, now, and I think it’s time to take action, before precious metal prices go even higher.
Inflation is coming. I’m 100% convinced of that. These coins can provide excellent protection against it.
I’ll keep you posted.
Sep
15
I was talking to a friend yesterday about 90% Junk Silver Coins.
I’d like to get exposure to silver, and it turns out old silver coins are a great way to do it.
Everything I’ve read online about silver clad Kennedy half dollars sounds good. I think these coins are a good choice for me.
Inflation is coming. I’m 100% convinced of that. These coins can provide excellent protection against it.
More on this soon.
Oct
6
The SIMPLE Plan means Savings Incentive Match Plans for Employees. This type of plan has to do with the Ira contributions that employees and their employers put into a retirement account that could be put in the form of an Ira or what they usually use is the 401K plan. The employee can specify a certain amount to their employer for them to deduct from their paycheck and put into one of these accounts. This, to the employer, is called a salary reduction contribution. Eligible employees are those that received 5,000 or more of compensation during two years prior to getting the Ira.
Aug
23
Instead of going for a 401k rollover, it may also be possible to let your old employer manage your account but in that case you lose on maintenance charges and if you have a number of accounts you may lose track of them.The 401k rollover may be time consuming and a tedious process but it ensures you do not lose much money, your savings are intact and the tax deferred growth of your earnings continue.
Aug
10
Just started a new job that uses
SEP IRA Retirement Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
I’ve been researching Sep Accounts on the Internet this afternoon - found some decent beginner information. There’s still a lot to learn, though.
Hopefully it won’t have to be an ongoing thing - I can just set things up and forget about it. I hate managing this stuff.
Let me know what you think about all this.
Jun
5
Online Banking
Filed Under Finance :: Wealth-Building | Leave a Comment
I’m firing Citibank. They just aren’t a great deal anymore for my money. I’m looking at Washington Mutual instead, and some of the other internet banks as well. Much better deals to be had. It’s your money, after all, and the banks make money off it just by virtue of having it. It hardly seems right that they would nickel and dime you to death with fees on top of it. I’ve been checking out ING Direct. They’re a pretty good deal. Low fees, good rates, good access. And I can use any bank’s ATM. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. More people should check out internet banks instead of big banks.
May
22
Just started a new job that uses
SEP IRA Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
I’ve been coming the net for info on Sep Retirement, but it’s been slow. This stuff just makes my eyes glaze over.
Hopefully it won’t have to be an ongoing thing - I can just set things up and forget about it. I hate managing this stuff.
Feb
25
I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online savings accounts instead. There are much better deals to be had there, I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. Check out Ing Direct Orange Savings Accounts for example. Their rates are way higher than anything you can get at the big corporate banks. And banking online is easier than dealing with lines at tellers anyway. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. If you’re not earning a good return, you might want to check them out as well.
Jan
23
After using excel spreadsheets for several years to do our budget, I was feeling pretty comfortable with the whole excel system. But at one point, I realized that I can’t make Excel do certain things so I decided to try special budget software for that purpose. I must admit that I love the budgeting philosophy embedded in such budget software systems. There are more that enough budge software applications being offered on the Internet so I’m sure you won’t have any problems finding a good product on your own. My point is that no matter how little or how much money you have, you would still need to watch your money?
Jan
9
I’m firing Citibank. They just aren’t a great deal anymore for my money. I’m looking at Washington Mutual instead, and some of the other online checking accounts as well. Much better deals to be had. I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. Specifically, Washington Mutual Online Banking is a great deal. They pay good rates, and don’t charge all of those hidden fees that the big boys are always hitting you with. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. In fact, I think most people would be better off switching to an online bank.